Richard Mille Watch Insurance

A Richard Mille watch is far more than a luxury timepiece.

Renowned for cutting-edge engineering, innovative materials and limited production numbers, Richard Mille watches are among the most exclusive and valuable watches in the world. Whether you own an RM 011, RM 07-01, RM 035, RM 67-02 or another highly sought-after model, specialist insurance is essential to protect your investment.

At Clear Private Clients, we recognise that standard home insurance policies often place strict limits on high-value watches and jewellery.

Without specialist protection, your Richard Mille watch could be underinsured or may not benefit from the comprehensive cover required for accidental loss, theft, damage or international travel.

A standalone Richard Mille watch insurance policy is one option. However, alongside separate cover for jewellery, fine art, luxury vehicles and other valuable possessions, it can mean adding yet another policy to manage. Clear Private Clients can help simplify your insurance arrangements by including your Richard Mille watch within a specialist high-value home insurance policy, designed to protect your most valuable assets under a single, comprehensive solution.

Potential benefits include:

One policy, one renewal date

Worldwide all-risks cover

Agreed value cover available

Cover for accidental loss, theft and damage

Protection against theft by deception

Higher single-item limits than standard home insurance policies

Cover whilst travelling internationally

Specialist claims handling for luxury watches

Cover for individual watches or entire collections

Protection for rare, collectable and investment-grade timepieces

Enhanced replacement and settlement options

Dedicated advice from high-value insurance specialists

Peace of mind that your Richard Mille watch is protected

Whether you own a single Richard Mille watch or a wider collection of luxury timepieces, Clear Private Clients can help ensure your watches are valued and protected appropriately, allowing you to enjoy your collection with confidence wherever life takes you.

Many Richard Mille owners also choose to combine their watches, jewellery, fine art, prestige vehicles and home insurance under a single high-net-worth insurance programme, helping to simplify administration whilst helping to ensure comprehensive protection across all aspects of their lifestyle.

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