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Cover for jewellery and watches

Fine jewellery and luxury watches represent significant financial investments and sentimental value.

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Jewellery insurance is a specialist form of protection designed specifically for your most precious items, such as engagement rings, luxury watches, and other valuable jewellery. Whether you keep your jewellery items in a home safe or jewellery box, or a bank safety deposit box, or wear your jewellery all the time, having a suitable jewellery insurance policy helps ensure you’re protected against theft, accidental damage and with accidental loss cover you can have added peace of mind that you have an extra level of protection.

Fine jewellery and luxury watches represent significant financial investments and sentimental value. While home contents insurance provides some protection for valuables, they often have limits unsuitable for high-value items like jewellery. It’s important to have your jewellery valued and supported with a valuation certificate, so you can arrange cover that truly reflects the worth of your possessions.

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Loss or damage to valuable jewellery and watches can lead to considerable material and emotional loss. The costs involved in replacing or repairing valuable jewellery can be significant, and insurance helps offset these costs. Insurance policies also facilitate straightforward claims processes, providing peace of mind when you need to make a claim.

At Clear Private Clients, we work with specialist insurers to offer tailored policies that cover loss and damage to these items both domestically and abroad. By looking to ensure your jewellery is valued and protected, you can enjoy peace of mind knowing that your most treasured possessions are safeguarded.

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What does a jewellery insurance policy cover?

Jewellery insurance policies can be arranged as a standalone cover, or as part of your high value home insurance. We work with specialist insurers to tailor a jewellery insurance policy that reflects your jewellery and watch wearing habits, along with items you may keep in your home safe or bank safety deposit box
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Sentimental, engagement rings and wedding rings

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Watches

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Necklaces and pendants

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Diamonds, sapphires, rubies and other precious stones

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Gems, silver or gold cover

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Loss of both or one earring

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Policies can cover multiple items and entire collections, not just individual pieces, ensuring comprehensive protection for your valuables.

Tailored cover for the world’s finest watches

Patek Philippe Watch Insurance

One of Switzerland’s oldest independent, family-owned watch manufacturers, Patek Philippe has built an unparalleled reputation for craftsmanship, innovation and timeless design. Its exceptional timepieces are regarded by collectors around the world as among the finest watches ever created.

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Rolex Insurance

Founded in London by Hans Wilsdorf and Alfred Davis, the company relocated to Geneva, Switzerland, after the first world war and has since become synonymous with exceptional Swiss craftsmanship, enduring quality and refined design.

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Cartier Insurance

Founded in Paris in 1847, Cartier has become synonymous with exceptional craftsmanship, timeless design and generations of jewellery created for royalty and discerning collectors. King Edward VII famously described Cartier as “the jeweller of kings and the king or jewellers” – a reputation that continues to this day.

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Breitling Watch Insurance

Whether you own a Navitimer, Chronomat, Superocean or a limited-edition model, Breitling watches are renowned for their craftsmanship, heritage and enduring value. For many owners, they represent both a significant financial investment and a treasured personal possession.

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F.P. Journe Watch Insurance

Renowned for exceptional craftsmanship, innovation and exclusivity, models such as the Chronomètre Bleu, Tourbillon Souverain, Chronomètre à Résonance and Octa collection are among the most sought-after watches in the world. Their rarity and collectability mean they can command significant market values, making specialist insurance an important consideration for owners.

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Richard Mille Watch Insurance

Renowned for cutting-edge engineering, innovative materials and limited production numbers, Richard Mille watches are among the most exclusive and valuable watches in the world. Whether you own an RM 011, RM 07-01, RM 035, RM 67-02 or another highly sought-after model, specialist insurance is essential to protect your investment.

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Vacheron Constantin Watch Insurance

Renowned for exceptional craftsmanship, technical innovation and limited production numbers, collections such as the Overseas, Patrimony, Traditionnelle and Historiques are highly sought after by collectors and enthusiasts worldwide. As a result, these watches often represent both a significant financial investment and a treasured personal possession.

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