Home renovation, extension & building works insurance

Planning a home extension, loft conversion, basement excavation, renovation or major property refurbishment can be an exciting investment in your home. However, many homeowners are unaware that standard home insurance policies can restrict or exclude cover once significant building works commence, potentially leaving both the existing structure and the project itself exposed to financial loss.

At Clear Private Clients, we specialise in Renovation Insurance for homeowners undertaking building works of all sizes. Whether you are extending your family home, modernising a period property, converting unused space or carrying out a high-value refurbishment, we can help arrange specialist insurance designed to protect your property throughout the project.

Many property owners mistakenly believe that their contractor's insurance will fully protect them. In reality, a builder's policy often only provides liability cover and may not protect your home, the works, building materials or the additional costs that can arise following a loss.

• Home Renovation Insurance for extensions, refurbishments and alterations

• Contract Works Insurance for residential building projects

• Cover for loft conversions, basement conversions and structural alterations

• Protection for the existing structure and the ongoing works

• JCT Contract compliant insurance solutions

• Cover for building materials and contents on site

• Non-negligence (Party Wall) liability cover available

• Property Owner's Liability cover

• Legal Expenses cover available

• Performance Bonds available for larger projects

• Structural Warranty (Latent Defects) Insurance

• New Build Warranty Insurance

• Insolvency Warranty Cover

• Up to 10 or 12 years of post-completion protection

• Peace of mind that your property investment is protected

Whether you are planning a house extension, kitchen extension, basement conversion, listed building renovation, home refurbishment, self-build property or luxury residential development, Clear Private Clients can help arrange specialist renovation insurance tailored to your project, helping to ensure your home, building works and investment are protected every step of the way.