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Fine art, antiques & collections insurance

Fine art, antiques and collectables often represent far more than their financial value. Whether acquired as an investment, inherited through generations, or carefully curated over many years, these items require specialist insurance protection that goes beyond the limitations of a standard home insurance policy.

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At Clear Private Clients, we understand that valuable collections need tailored cover. Standard household insurers may apply restrictive single-item limits, exclude certain categories of property, or fail to recognise the specialist requirements associated with fine art, antique furniture and collectables.

A standalone fine art or antiques insurance policy may be appropriate in some circumstances. However, alongside separate policies for jewellery, watches, wine and other valuable possessions, managing multiple insurers and renewal dates can quickly become complicated. We can help simplify your arrangements by incorporating your fine art, antiques and collections within a specialist, high-value home insurance policy designed around your lifestyle and individual requirements.

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Potential benefits can include:

  • One policy, one renewal date

  • Worldwide all-risks cover

  • Agreed values for specified items

  • Cover whilst items are in storage

  • Protection for items held across multiple locations

  • Cover for museum and exhibition loans

  • Specialist restoration following insured damage

  • Cover for loss in value after damage and repair

  • Defective title protection available

  • Access to professional valuation specialists

  • Dedicated claims support from specialist insurers

  • Peace of mind that your collection is protected

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We can arrange insurance for a wide range of valuable items and collections, including:

  • Fine art, paintings and prints

  • Antique furniture

  • Sculptures and statuary

  • Silverware and decorative objects

  • Glass and porcelain collections

  • Rugs and tapestries

  • Clocks and barometers

  • Rare books and manuscripts

  • Vintage wine collections

  • Memorabilia and specialist collectables

  • Precious metals and gemstones

  • Rare, unusual and commissioned pieces

  • Whether you own a single valuable item or an extensive collection worth hundreds of thousands of pounds, our experienced advisers can help ensure your possessions are insured and valued appropriately, allowing you to enjoy your collection with complete confidence.

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